MortgageCoverage.com

Mortgage protection insurance

What happens to the house if something happens to you?

Mortgage protection insurance is coverage that can pay off your home loan if you pass away or are seriously injured, so the people you love can stay in the home.

Answer eight quick questions and a licensed agent can walk you through your options.

  • Free, no obligation request
  • About 60 seconds
Step 1 of 8

Just about 60 seconds to start protecting your family.

Why it matters

Same mortgage, two very different outcomes

If something happens to you mid-loan, the payment doesn’t stop. What changes is whether your family is ready for it.

Without coverage

  • The monthly payment keeps coming — now on one income, or none.
  • Savings and retirement funds get pulled to keep the loan current.
  • The family may face a forced choice: refinance, sell, or fall behind.
  • Big decisions get made fast, on the lender’s timeline.

With mortgage protection

  • The policy can pay off — or pay down — the remaining balance.
  • Savings can stay where they belong: with your family.
  • The home can stay in the family — no scramble, no forced sale.
  • Decisions can happen on your family's timeline, not the bank's.

Coverage outcomes depend on the policy issued by the insurer — amounts, terms, and exclusions vary. MortgageCoverage.com does not issue policies.

How it works

Three steps, no surprises

From first question to a real conversation with a licensed agent.

  1. Answer eight quick questions

    Where the home is, what’s left on the loan, and how to reach you. About two minutes, no paperwork.

  2. We match you with a licensed agent

    Your request goes to a licensed insurance agency serving your state — never to your lender.

  3. Compare options on your terms

    An agent walks you through mortgage protection options. No fee, no obligation, no pressure.

Common questions

Asked all the time, answered honestly

  • It’s a type of life insurance designed around your home loan. If you pass away during the policy term, it can pay a benefit your family can use to pay off or pay down the mortgage — so they can stay in the home. A licensed agent can explain term lengths and benefit amounts for your situation.

Ready to see your options?

Eight questions, about two minutes. Free, and no obligation.